Buyer’s Resources
Overview of the Buying & Selling Process |
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Benefits of Home Ownership |
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Credit: Owning a home helps you establish financial credibility. Independence: Investment: Pride: Security: Stability: Tax Advantages: |
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Finding the Right Home |
Real Estate Agents You can sit down with a real estate agent and discuss your needs, type of area, style of home, amenities and everything you really want in your next home. Real estate agents can help you by accessing a Listing Service which covers all properties listed for sale within a specific area. Together, you can select the homes you would like to see, set appointments and preview homes in a short period of time. An agent can guide you through the entire process. Newspaper Ads/Internet Multiple Listing Service
When Previewing A Home
Have Fun |
Home Shopping Tips |
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Check For Properly Working Appliances/Fixtures: | |
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Ensure House Is Well-Built & Systems Are In Working Condition: | |
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Home Inspections |
What is an inspection? There are numerous types of inspections. An inspection is meant to evaluate, at minimum, the structural and mechanical condition of a property. It is not the same as an appraisal which evaluates the market value of a property. Persons involved in real estate transactions need unbiased information about the physical condition of property they plan to buy or sell and your contract should include a contingency that you obtain a satisfactory inspection report. Talk with your agent about the types of inspections available. Home Inspectors vs. Engineers Engineering: Analysis or design work requiring extensive preparation Finding a qualified Inspector
Ask if she/he is a member of the American Society of Home Inspectors What the inspection, at minimum, includes
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Answers to Frequently Asked Questions |
What is the difference between “pre-qualified” and “pre-approved”?
If you are “pre-qualified” you have determined, with a loan What are closing costs? What is a point? What is earnest money? What is title insurance? Is VA or FHA financing unfair to sellers? |