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	<title>Austin Real Estate Daily&#187; Real Estate</title>
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	<description>Austin Real Estate Daily is an online resource dedicated to giving the real estate industry a spot to find inspiration, compare investment strategies and stay updated with the community. Search the Austin MLS, get free market statistics, ask the experts in our forum and the truth about central Texas real estate without all the doom and gloom.</description>
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		<title>FHA Loan Limits Set to Decrease in October.****UPDATE****</title>
		<link>http://austinrealestatedaily.com/real-estate/real-estate-news/fha-loan-limits-set-decrease-october/</link>
		<comments>http://austinrealestatedaily.com/real-estate/real-estate-news/fha-loan-limits-set-decrease-october/#comments</comments>
		<pubDate>Tue, 06 Dec 2011 18:42:43 +0000</pubDate>
		<dc:creator>John McClellan</dc:creator>
				<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[FHA loan limits]]></category>

		<guid isPermaLink="false">http://austinrealestatedaily.com/?p=2102</guid>
		<description><![CDATA[*****HUD Loan Limits have reverted to the higher loan amounts***** This is only good through end of the year, though &#8211; then back to the lower limits************* Barring any congressional action, Federal Housing Administration (FHA) loan limits will revert to loan limits determined under HERA for loans insured by FHA on or after October 1, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Three-Headed Monster . . .What Is Moving Mortgage Rates?</title>
		<link>http://austinrealestatedaily.com/uncategorized/threeheaded-monster-moving-mortgage-rates/</link>
		<comments>http://austinrealestatedaily.com/uncategorized/threeheaded-monster-moving-mortgage-rates/#comments</comments>
		<pubDate>Thu, 03 Nov 2011 15:53:56 +0000</pubDate>
		<dc:creator>John McClellan</dc:creator>
				<category><![CDATA[Current Real Estate Market]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://austinrealestatedaily.com/?p=2117</guid>
		<description><![CDATA[Where are rates headed?  This seems to be the question of the year; and, as usual, the direction is not easy to discern. A related question is this:  What is having the most influence on mortgage rates today?  I call it the three-headed monster, which is, I believe, an apt descriptor.  The three heads are, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is QRM and why should we care?</title>
		<link>http://austinrealestatedaily.com/real-estate/real-estate-news/qrm-care/</link>
		<comments>http://austinrealestatedaily.com/real-estate/real-estate-news/qrm-care/#comments</comments>
		<pubDate>Fri, 25 Mar 2011 15:17:54 +0000</pubDate>
		<dc:creator>John McClellan</dc:creator>
				<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[ausit lender]]></category>
		<category><![CDATA[austin lender]]></category>
		<category><![CDATA[John McClellan]]></category>
		<category><![CDATA[QRM]]></category>
		<category><![CDATA[Qualified Residential Mortgage.]]></category>

		<guid isPermaLink="false">http://austinrealestatedaily.com/?p=2085</guid>
		<description><![CDATA[Lately we have been talking about some of the major changes in our business as they pertain to the new Fed rule on comp and the implementation of Dodd–Frank this summer.  What some are NOT talking about is the risk- retention aspect of the Dodd-Frank bill. The Dodd-Frank financial-overhaul law that passed last summer includes [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Heads UP&#8230;.HUD announces changes to FHA Monthly MIP</title>
		<link>http://austinrealestatedaily.com/real-estate/real-estate-news/heads-uphud-announces-fha-monthly-mip/</link>
		<comments>http://austinrealestatedaily.com/real-estate/real-estate-news/heads-uphud-announces-fha-monthly-mip/#comments</comments>
		<pubDate>Mon, 14 Feb 2011 21:14:29 +0000</pubDate>
		<dc:creator>John McClellan</dc:creator>
				<category><![CDATA[Real Estate News]]></category>

		<guid isPermaLink="false">http://austinrealestatedaily.com/?p=2077</guid>
		<description><![CDATA[Thought you might want a heads up on some changes announced today by HUD.  Effective on all HUD case numbers pulled after April 18, 2011, HUD is increasing its monthly MI factor by 25 basis points.  That equates to a $45 increase per month on a purchase price of $225k. Last week the Obama Administration [...]]]></description>
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		<title>&#8220;If it doesn&#8217;t bleed, it doesn&#8217;t lead!&#8221;</title>
		<link>http://austinrealestatedaily.com/uncategorized/bleed-lead/</link>
		<comments>http://austinrealestatedaily.com/uncategorized/bleed-lead/#comments</comments>
		<pubDate>Fri, 19 Nov 2010 16:27:28 +0000</pubDate>
		<dc:creator>Kevin Bown</dc:creator>
				<category><![CDATA[Real Estate Articles]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Austin real estate]]></category>
		<category><![CDATA[John McClellan]]></category>
		<category><![CDATA[kevin bown]]></category>
		<category><![CDATA[market stats for austin]]></category>

		<guid isPermaLink="false">http://austinrealestatedaily.com/?p=2063</guid>
		<description><![CDATA[Austin’s home market in October 2010 – Don’t jump off the 360 bridge (yet)! My favorite mortgage banker has a saying:  “If it doesn’t bleed, it doesn’t lead.&#8221;   This line always makes me chuckle at first, particularly because I love to poke fun at newspapers and the news stories that they use to sell [...]]]></description>
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		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>What is the U-Haul Indicator? What can it tell you about Central Texas Real Estate?</title>
		<link>http://austinrealestatedaily.com/uncategorized/haul-indicator-central-texas-real-estate/</link>
		<comments>http://austinrealestatedaily.com/uncategorized/haul-indicator-central-texas-real-estate/#comments</comments>
		<pubDate>Wed, 10 Nov 2010 15:58:56 +0000</pubDate>
		<dc:creator>Kevin Bown</dc:creator>
				<category><![CDATA[Real Estate Articles]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Austin real estate]]></category>
		<category><![CDATA[John McClellan]]></category>
		<category><![CDATA[kevin bown]]></category>

		<guid isPermaLink="false">http://austinrealestatedaily.com/?p=2037</guid>
		<description><![CDATA[The U-haul indicator is a very helpful tool to compare the net migration of two different cities.  In many of the comments on our radio show John and I strive to note which nationwide trends affect Austin and Central Texas and which patterns are local, affecting just our metro area.  As you read news stories [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Listen Learn Lend &#8211; What it all means &#8211; An introduction to Team McClellan</title>
		<link>http://austinrealestatedaily.com/real-estate/real-estate-articles/listen-learn-lend-means-introduction-team-mcclelan/</link>
		<comments>http://austinrealestatedaily.com/real-estate/real-estate-articles/listen-learn-lend-means-introduction-team-mcclelan/#comments</comments>
		<pubDate>Wed, 20 Oct 2010 18:24:22 +0000</pubDate>
		<dc:creator>John McClellan</dc:creator>
				<category><![CDATA[Real Estate Articles]]></category>

		<guid isPermaLink="false">http://austinrealestatedaily.com/?p=2025</guid>
		<description><![CDATA[Listen Learn Lend &#8211; What it all means &#8211; An introduction to Team McClellan]]></description>
		<wfw:commentRss>http://austinrealestatedaily.com/real-estate/real-estate-articles/listen-learn-lend-means-introduction-team-mcclelan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>TDHCA &#8211; Bond 77 Webinar REPLAY . . . for buyers and for realtors</title>
		<link>http://austinrealestatedaily.com/real-estate/tdhca-bond-77-video-webinar-replay/</link>
		<comments>http://austinrealestatedaily.com/real-estate/tdhca-bond-77-video-webinar-replay/#comments</comments>
		<pubDate>Wed, 15 Sep 2010 14:23:32 +0000</pubDate>
		<dc:creator>John McClellan</dc:creator>
				<category><![CDATA[Current Real Estate Market]]></category>
		<category><![CDATA[Loan Programs]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Real Estate Articles]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Real Estate Tips]]></category>
		<category><![CDATA[bond 77]]></category>
		<category><![CDATA[Flipping Real Estate]]></category>
		<category><![CDATA[John McClellan]]></category>
		<category><![CDATA[TDHCA]]></category>
		<category><![CDATA[TDHCA bond 77]]></category>
		<category><![CDATA[The Real Estate Zone]]></category>

		<guid isPermaLink="false">http://austinrealestatedaily.com/?p=1564</guid>
		<description><![CDATA[We have posted a replay of the video webinar on TDHCA Bond 77 for those who could not attend in person. This exciting new program offers borrowers two choices when purchasing a new home: Assisted Program offers 5% for down-payment assistance and covers FHA down payment of 3.5% and a portion of closing costs. Nonassisted [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Do Self-Employed Borrowers Deserve &#8220;Special&#8221; Loans?</title>
		<link>http://austinrealestatedaily.com/uncategorized/employed-borrowers-deserve-special-loans-2/</link>
		<comments>http://austinrealestatedaily.com/uncategorized/employed-borrowers-deserve-special-loans-2/#comments</comments>
		<pubDate>Thu, 09 Sep 2010 17:49:47 +0000</pubDate>
		<dc:creator>John McClellan</dc:creator>
				<category><![CDATA[Real Estate Articles]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Austin Home Prices]]></category>
		<category><![CDATA[Austin real estate]]></category>
		<category><![CDATA[City of Austin]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[John McClellan]]></category>
		<category><![CDATA[kevin bown]]></category>
		<category><![CDATA[real estate 101]]></category>

		<guid isPermaLink="false">http://austinrealestatedaily.com/?p=2016</guid>
		<description><![CDATA[I recently came across this post online about the prospects of self-employed borrowers being able to secure financing in the current market climate: “A while back I discussed how I felt that the credit pendulum had swung too far, and that self-employed borrowers are bearing the brunt of it. One originator correctly wrote, &#8220;I disagree [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Fearless Predictions by Scott Palmer . . .</title>
		<link>http://austinrealestatedaily.com/real-estate/real-estate-news/fearless-predictions-scott-palmer/</link>
		<comments>http://austinrealestatedaily.com/real-estate/real-estate-news/fearless-predictions-scott-palmer/#comments</comments>
		<pubDate>Fri, 03 Sep 2010 22:35:19 +0000</pubDate>
		<dc:creator>John McClellan</dc:creator>
				<category><![CDATA[Real Estate News]]></category>

		<guid isPermaLink="false">http://austinrealestatedaily.com/?p=1986</guid>
		<description><![CDATA[FINALLY, we made it!  Football season is HERE, and there is much to talk about.  First, some general thoughts on this year’s Horns: This is the fastest defense I have EVER seen at The University of Texas&#8211;every position. A LOT of underclassmen will play this year, not necessarily because they HAVE to but because they [...]]]></description>
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